[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tomvild.cz\/touha-po-dome\/#Article","mainEntityOfPage":"https:\/\/www.tomvild.cz\/touha-po-dome\/","headline":"Touha po dom\u011b","name":"Touha po dom\u011b","description":"Pen\u00edze v\u017edycky hraj\u00ed velkou roli ve v\u0161em. A to taky u n\u00e1s v rodin\u011b. Pamatuji si, kdy\u017e jsme si za\u0159izovali n\u00e1\u0161 prvn\u00ed d\u016fm s p\u0159\u00edtelem. Taky nemus\u00edm v\u016fbec zmi\u0148ovat z to, \u017ee dostat n\u011bjakou hypot\u00e9ku<a class=\"moretag\" href=\"https:\/\/www.tomvild.cz\/touha-po-dome\/\"> Read more&hellip;<\/a>","datePublished":"2022-09-27","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.tomvild.cz\/author\/#Person","name":"tomvild.cz","url":"https:\/\/www.tomvild.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d6cba3ab97c30e0df0e32548954cb6b1550f4672bd3a4687bf1118b122d757e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d6cba3ab97c30e0df0e32548954cb6b1550f4672bd3a4687bf1118b122d757e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tomvild.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tomvild.cz\/wp-content\/uploads\/coins-400252_960_720.jpg","url":"https:\/\/www.tomvild.cz\/wp-content\/uploads\/coins-400252_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.tomvild.cz\/touha-po-dome\/","about":["Bydlen\u00ed"],"wordCount":454,"articleBody":"         Pen\u00edze v\u017edycky hraj\u00ed velkou roli ve v\u0161em. A to taky u n\u00e1s v rodin\u011b. Pamatuji si, kdy\u017e jsme si za\u0159izovali n\u00e1\u0161 prvn\u00ed d\u016fm s p\u0159\u00edtelem. Taky nemus\u00edm v\u016fbec zmi\u0148ovat z to, \u017ee dostat n\u011bjakou hypot\u00e9ku nebylo v\u016fbec jednoduch\u00e9. A to ov\u0161em to v\u017edycky z\u00e1le\u017e\u00ed na \u00fahlu pohledu. Kdy\u017e jsem s p\u0159\u00edtelem cht\u011bla koupit n\u011bjak\u00fd domek, tak jsme st\u00e1le v\u00e1hali, jestli nakonec nep\u016fjdeme do n\u00e1jmu. V\u00edte, proto\u017ee kdy\u017e jste v n\u00e1jmu, nedlu\u017e\u00edte tolik pen\u011bz. Proto\u017ee kdy\u017e si vezmete nap\u0159\u00edklad hypot\u00e9ku a to jakoukoliv, tak se zadlu\u017e\u00edte a opravdu t\u0159eba na n\u011bkolik milion\u016f a taky na n\u011bkolik des\u00edtek let. A j\u00e1 abych se v\u00e1m p\u0159iznala, tak se p\u016fj\u010dek opravdu hodn\u011b boj\u00edm. V\u016fbec nev\u00edm, co bych d\u011blala, kdybych potom z\u016fstala sama a musela v\u0161echno platit jenom j\u00e1. To by byl pro m\u011b asi konec! Jak bych to finan\u010dn\u011b zvl\u00e1dala? Ani to nechci rad\u011bji v\u011bd\u011bt a myslet na to. J\u00e1 ale v\u00edm, \u017ee logicky http:\/\/zdopravy.cz\/narizeni-o-mzdach-ridicu-se-menit-nebude-otocil-babis-narychlo-se-sesel-s-odbory-6299\/  v\u017edycky v\u0161echno se plat\u00ed ve dvou, Pokud je to hypot\u00e9ka nebo obrovsk\u00fd velk\u00fd \u00fav\u011br, \u017ee? A j\u00e1 jsem si ale \u0159ekla, \u017ee se opravdu boj\u00edm p\u016fj\u010dek, tak\u017ee bych asi ani necht\u011bla \u017e\u00e1dnou hypot\u00e9ku.I kdy\u017e jsem sly\u0161ela, \u017ee nap\u0159\u00edklad americk\u00e1 nebankovn\u00ed hypot\u00e9ka se vyplat\u00ed. Ale ov\u0161em v\u0161echno z\u00e1le\u017e\u00ed na \u00fahlu pohledu, tak u\u017e to b\u00fdv\u00e1. Jak to vid\u00ed nap\u0159\u00edklad t\u0159eba m\u016fj bratr, kter\u00fd si cht\u011bl v\u017edycky vz\u00edt n\u011bjakou hypot\u00e9ku, proto\u017ee si \u0159ekl, \u017ee za p\u00e1r let bude d\u016fm jenom jeho. A na to, \u017ee kdy\u017e budu bydlet st\u00e1le v n\u00e1jmu, tak za cel\u00fd jeho \u017eivot nikdy nebude ten d\u016fm jeho. Sice je to pravda, ale zase t\u0159eba nap\u0159\u00edklad t\u0159icet anebo \u010dty\u0159icet let spl\u00e1cet n\u011bjak\u00e9 miliony se mi taky asi nechce. A mo\u017en\u00e1 se rozhodnu pozd\u011bji, i kdy\u017e m\u016fj p\u0159\u00edtel st\u00e1le tou\u017e\u00ed po vlastn\u00edm dom\u011b, zat\u00edmco j\u00e1 m\u00e1m strach z hypot\u00e9ky. Ale u\u017e m\u011b dokonce nahlod\u00e1v\u00e1 a to \u00fasp\u011b\u0161n\u011b. Mysl\u00edm si, \u017ee za p\u016fl roku u\u017e si vezmeme asi hypot\u00e9ku, proto\u017ee u\u017e taky za\u010d\u00edn\u00e1m m\u011bnit \u00fahel pohledu kv\u016fli tomu, \u017ee v budoucnu ten d\u016fm potom bude pouze n\u00e1\u0161 a nikoho jin\u00e9ho. Tak\u017ee z\u00e1le\u017e\u00ed na \u00fahlu pohledu Americka-nebankovni-hypoteka.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Touha po dom\u011b","item":"https:\/\/www.tomvild.cz\/touha-po-dome\/#breadcrumbitem"}]}]